Malaysia My Second Home (MM2H)
The Malaysia My Second Home (MM2H) program is a long-term residency scheme initiated by the Malaysian government to attract foreigners who wish to live in Malaysia on a semi- permanent or permanent basis. It is open to individuals and families who meet specific financial and health requirements and offers renewable long-term stay privileges, making it a popular option among retirees, business investors, and high-net-worth individuals.
Who Qualifies for MM2H
The MM2H program is available to applicants from all countries recognized by Malaysia. Applicants must meet financial, health, and character requirements, and can include their spouse and children under 21 years of age.
Under the latest guidelines (as of the 2021 program revision), applicants must meet the
following:
- Age: Open to applicants aged 35 to 49 and 50+
- Offshore Income: Minimum RM 40,000 per month
- Liquid Assets: At least RM 1.5 million
- Fixed Deposit: Minimum RM 1 million in a Malaysian bank (partial withdrawal allowed after one year for approved expenses)
- Stay Requirement: Minimum of 90 cumulative days in Malaysia per year
- Health and Character: Clear medical and police records
- Medical Insurance: Valid insurance coverage in Malaysia
Note: The requirements are subject to change based on government policy. A separate MM2H program is also offered by the state of Sarawak, with different conditions.
Required Documents for MM2H Application
- Copy of passport and passport-sized photographs
- Proof of monthly offshore income (e.g., pension or investment income)
- Proof of liquid assets (bank statements, investment certificates)
- Letter of Good Conduct (police clearance)
- Medical examination report (from a Malaysian medical center upon approval)
- Medical insurance policy valid in Malaysia
- Completed MM2H application forms
- Personal bond (based on nationality)
- Marital and birth certificates (for spouse and dependents)
Duration of Stay
Successful applicants under MM2H are granted a 5-year renewable visa (previously 10 years under earlier versions of the program). The visa is a multiple-entry Social Visit Pass, which allows the holder to:
- Reside in Malaysia year-round or part-time
- Enter and exit the country without restrictions
- Maintain property, banking, and vehicle ownership
Holders must meet the 90-day minimum stay requirement annually to maintain the visa.
Work and Business Limitations
MM2H is not a work visa. However:
- Participants over age 50 may apply for permission to work part-time (maximum 20 hours per week) in specific approved sectors.
- Participants may own and manage businesses but may not be employed under a Malaysian company without appropriate work authorization.
Benefits of MM2H
- Long-term residency with family inclusion (spouse, children under 21)
- Property ownership rights (subject to minimum value thresholds)
- Eligibility for local banking, investment, and medical services
- Low cost of living with high-quality lifestyle options
- Access to international and private schools for children
Why Choose Sky Bridge
At Sky Bridge, we specialize in assisting clients through every step of the MM2H application process, including:
- Pre-qualification assessments
- Comprehensive documentation support
- Bank account setup and fixed deposit coordination
- Liaison with licensed MM2H agents and government departments
- Visa endorsement and post-arrival services (housing, insurance, schooling, etc.)
- Renewal and compliance support
Whether you are planning a comfortable retirement or an extended overseas residence, we ensure a smooth transition into life in Malaysia.
Frequently Asked Questions (FAQs)
Q1: Can I work under the MM2H program?
Generally no, unless you are over 50 and approved for part-time employment in permitted sectors.
Q2: Can I bring my spouse and children?
Yes. Your spouse and unmarried children under 21 may be included under the same application.
Q3: Can I purchase property in Malaysia under MM2H?
Yes. MM2H participants can buy property, subject to state-specific minimum value requirements (typically RM 600,000 to RM 1 million).
Q4: Is MM2H a path to Permanent Residency or Citizenship?
No, MM2H is a long-term social visit pass. It does not lead directly to PR or citizenship.
Q5: Are there different MM2H programs?
Yes. In addition to the federal MM2H, the state of Sarawak offers its own MM2H scheme with different financial requirements and conditions.
